Self-insuring smaller losses save money in the long run just as choosing a higher deductible saves a motorist money in auto insurance. Actuarial assistance can be useful in determining the optimal level of self-insurance, given the overall financial position, the cost of excess insurance, and the past record of property losses.

We can:

  • Consistently provide reasonable estimates of self-insurance liabilities;
  • Provide a detailed analysis of self-insurance Capital requirements;
  • Recommend a favorable self-insured retention "SIR".